Disclaimer

CardDebtCalc provides free tools and content to help you understand credit card debt. Please read this disclaimer carefully before relying on anything on this site.

Educational Purposes Only

All content on CardDebtCalc is provided for educational and informational purposes only. It is not intended as a substitute for professional advice tailored to your personal situation.

Results Are Estimates

Any figures produced by our calculators are estimates based on the inputs you provide and simplifying assumptions about interest, fees, and payment timing. Real-world outcomes may differ significantly. Please verify with your card issuer and use the results only as a rough guide.

Not Professional Financial or Legal Advice

Nothing on this site constitutes financial, investment, accounting, tax, or legal advice. We are not licensed financial or legal professionals. For decisions that affect your money or legal rights, please consult a qualified professional.

Affiliate and Advertising Disclosure

CardDebtCalc may display advertising and may include links to third-party products or services. We may earn compensation when you click on or purchase through certain links. This does not affect the independence of our content, but it may mean some links are business relationships.

No Liability

To the fullest extent permitted by law, CardDebtCalc and its operators shall not be liable for any loss or damage arising from your use of the site, its calculators, or reliance on its content. You use this site at your own risk.

Contact Us

If you have any questions about this disclaimer, please reach out through our contact page.